Anonymous07E you have no clue about what you write about - most of payday loan companies serve their communities and people are happy to cash their checks here. They can always go to a bank, but they hate fees and penalties they pay even if they are a minute late with anything.
Have you ever been to one of our stores? It's very transparent in terms of what's being charged and we give money immediately. Now try to do that with Chase or BOFA, you get with fees at every corner and you never know when to expect them.